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https://blog.thinknewfound.com/2018/03/two-centuries-of-momentum/
Structured Notes https://www.morningstar.com/articles/987331/beware-of-banks-bearing-promises
Whole Life Lapse Rates https://www.whitecoatinvestor.com/the-statistic-whole-life-salesmen-dont-want-you-to-know/
Failure of Multi-level marketing https://www.ftc.gov/sites/default/files/documents/public_comments/trade-regulation-rule-disclosure-requirements-and-prohibitions-concerning-business-opportunities-ftc.r511993-00008/00008-57281.pdf
Single Stocks https://alphaarchitect.com/2015/05/21/the-risks-of-owning-an-individual-stock/